Absolutely. There are NO tricks, NO gimmicks. The Mortgage Magic™ System is based on the same formulas lenders use to calculate mortgage interest. Our software even calculates the reduced interest for you. Even your financial advisor will be impressed, because he will be able to see the calculations year by year that will give you financial success, based on your own inputs to the system.

The system reduces the amount of interest due on the loan each month by offsetting the loan balance by the homeowner's income, so that less interest is due. When the homeowner makes their regular monthly payment, more of it goes toward principal, reducing the loan even further. This effect increases over time, as it has a built-in "multiplier", reducing the loan at an increasing rate.

No, the System works with existing mortgages as well as for new mortgages.

Price of the Mortgage Magic™ System software license is $325.00. This is for perpetual, unlimited use. We accept Paypal or any major credit card.

The Quick Start Package includes a Mortgage Magic™ license along with 3 months comprehensive guidance on setting up a HELOC, what to look for in a good HELOC (not all HELOCs are alike), and how to achieve optimum results using the Mortgage Magic™ System together with the user's banking preferences. Price of the Quick Start Package (including Mortgage Magic™) is $595.00.

We get this alot. We want to be clear - Mortgage Magic™ is the best system you can purchase. It will accurately guide you to a secure financial future. We don't know why others charge what they do. The question is really "why do others charge so much?". You should ask them. You cannot purchase a better system for ANY price.

Let's get this straight. Trying to achieve similar results without purchasing the software is like driving a car without a steering wheel. You will NOT get to where you want to go. If someone tells you that you can achieve the same results without the software, let THEM gamble with their own future. Don't gamble with yours. The system works. Are you willing to risk losing hundreds of thousands of dollars for $325? Can you plan your finances without a guide? If you don't purchase Mortgage Magic™ software from us, purchase another brand, but DO NOT use the technique without controlling software.

Yes. We offer basic support via email 24/7, or by phone during normal business hours. Registered users can expect the highest level of customer service. We know our customers will rely on Mortgage Magic™ for the long term, and they can also rely on us.

HELOC stands for "Home Equity Line of Credit". It is a loan secured by a second mortgage on a property. HELOCs are usually available to homeowners who have equity in their properties. We are not lenders nor do we broker loans. Note: if you are not sure if you qualify for a HELOC, you can still use the Mortgage Magic™ System. Call or email for information about using Mortgage Magic™ without a HELOC.

Users will find our software to be intuitive and straightforward. All the powerful System calculations are performed automatically, so users don't need any financial or math skills to use it. We have designed the Mortgage Magic™ System from the ground up so that it is user-friendly and not intimidating.

Information is maintained in a database, and does not have to be re-entered each time you log on. After making your initial entries, the system will be "primed" with all the information needed to perform the calculations and graphical output. Most people like to perform financial "what-if" scenarios, and are able to do so after just getting started. After using the system for a short time, it is fast and easy to update any change in your financial profile, with new or modified income or expenses.

Amazingly, no. Mortgage Magic^™ does not require any time-consuming reconciling with your checkbook. Our calculations accurately reflect the information you provide, and automatically calculate and factor in all compound interest and time payments that are required, based on your finances. Some systems, costing thousands more, don't even factor in this information.

They are! Mortgage Magic^™'s calculations have been checked for accuracy by bankers and accountants. In fact, to our knowledge, Mortgage Magic^™ is the only system among ANY of our competitors to be used by MAJOR banks in their operations.

This question gets to the heart of how effective our System is and how easy it is to use. All you have to do is to check that the HELOC balance on your bank statement is approximately the same as your Mortgage Checking balance reported by the System. It takes only seconds to check, and you can be confident of the reported pay-off date.

Purchase Mortgage Magic™ risk free. In the unlikely event you decide to return the software for any reason, just send us an email or call our NY office during normal business hours and we will promptly issue a full refund. Note: our refund policy extends 10 days from your date of purchase.